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Christmas Club

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Are you dreaming of a stress-free Christmas?

Take the financial stress out of the holiday season with our Christmas Club Account. Open your account at any time of the year and access your savings in time for Christmas.

See how you can improve your savings, using our Budget Planner Calculator.

 1.00% pa
interest rate
(all amounts)

Apply Online Call +855 97 542 5306 Web Chat

The Details:

No access to your Christmas savings until the first business day of November – so you aren’t tempted to draw down on these savings for other purchases. Access your funds (except for the interest) from the first business day of November.
The entire balance (with interest) will be transferred into your Everyday Account on the first business day of December. It’s simple to arrange regular deposits or salary crediting, so you don’t even have to remember to put money aside.
A flat interest rate helps you save, no matter the deposits you make. Interest is calculated daily and applied quarterly.
  Rates & Fees
Christmas Club (S3)
Interest Rates
All amounts  1.00% pa

Please refer to Terms and Conditions Part B - Fees and Charges for details on transaction fees

  Ready to Apply

To become a customer and take advantage of banking solutions for every stage of life choose one of the following options:


Apply Online

Phone Us

Call 855 97 542 5306 between 8:00am and 7:00pm Monday to Thursday and Friday 8:00am and 6:00pm.


Complete a New Customer Application and return it to us.

Visit Us

Complete an application Service Centres.

If you are already a customer, you can open a savings account via:

Internet Banking

Simply click on ‘Open Savings Account’ under the Services Menu next time you log into Internet Banking.


Complete the Account Application and return it to us.

Terms and Conditions


Use our calculators to make informed decisions about your money.

Budget Planner Calculator
Manage your money effectively and achieve your savings goals with a budget.


Important Information
Interest Rates effective 9 April 2016. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.