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Everyday

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Transaction Accounts

Everyday Account

The ideal account for salary crediting and managing your daily banking needs anytime and anywhere.

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 0.05% pa
interest rate
($1 - $14,999)

 0.05% pa
interest rate
($30,000 and over)

Apply Online Call +855 97 542 5306

Budget Account

Manage your day to day spending and budget for regular expenses and bill payments.

Find out more

 0.05% pa
interest rate
($1 - $14,999)

 0.05% pa
interest rate
($30,000 and over)

Apply Online Call +855 97 542 5306

First Access Account

Help young people learn how to easily manage their money on a daily basis.

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 1.00% pa
interest rate

Apply Online Call +855 97 542 5306

Deeming Account

A convenient everyday account for those earning Government pensions.

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 1.75% pa
interest rate
(for part of the balance between $1 - $48,600)

 3.25% pa
interest rate
(for part of the balance over $48,600)

Apply Online Call +855 97 542 5306

Student Banking

A helping hand when you need it.

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 0.05% pa
interest rate
($1 - $14,999)

 0.05% pa
interest rate
($30,000 and over)

Apply Online Call +855 97 542 5306

Starting Out

Get it right from the start.

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 0.05% pa
interest rate
($1 - $14,999)

 0.05% pa
interest rate
($30,000 and over)

Apply Online Call +855 97 542 5306

 

Banking with ease

As a customer-owned bank, we are committed to your financial wellbeing and to helping you mange your funds easily. We offer solutions for both the short and long term security of your money. Our manageable accounts make everyday transactions easy.

Take advantage of the many ways to bank with us:

Versatile accounts

We have the everyday and savings accounts to meet all of your banking needs. For day-to-day use, we have accounts for people of many different situations and stages in life, from childhood through to retirement age. Many do not require a minimum deposit, so it is easy to get banking with us. Complimenting these are accounts designed to encourage savings such as our Online Saver or Bonus Saver.

Quick and easy access

Manage your accounts however you prefer, with easy 24/7 access to your funds. Most of our accounts give you the ease and freedom of internet, mobile and phone banking. You can also use any Commonwealth Bank ATM or branch to withdraw money or visit one of our service centres. By falling into a few easy habits, you can also achieve all of your day-to-day banking free of fees.

Convenient Cards

Withdraw from your account and make purchases with our useful range of cards.

The Visa Debit Card gives you the versatility of a credit card and ease of payWave while using your own funds. Our ATM cards can be used at any of the many Commonwealth Bank ATMs. Alternatively you can still order a personal Cheque book to make payments to third parties.

We are committed to making banking easier for our customers, so we offer you many convenient ways to bank with us.Speak to one of our consultants about banking with us on +855 97 542 5306 or try our useful web chat.

 

Featured Products

Everyday Account

The ideal account for salary crediting and managing your daily banking needs anytime and anywhere.

Find out more

 0.05% pa
interest rate
($1 - $14,999)

 0.05% pa
interest rate
($30,000 and over)

Apply Online Call +855 97 542 5306

Budget Account

Manage your day to day spending and budget for regular expenses and bill payments.

Find out more

 0.05% pa
interest rate
($1 - $14,999)

 0.05% pa
interest rate
($30,000 and over)

Apply Online Call +855 97 542 5306

 

Transacting safely

Online shopping has completely changed the way we shop. It allows you to browse thousands of products and make purchases at any time from nearly any location. However, along with the ease of internet shopping comes risk.

Before pressing ‘add to cart’ and buying online, you should ask yourself the following questions:

Can I trust the website?

Most major retailers and countless smaller ones now have reliable websites where you can view their range, purchase and arrange shipping straight to your door. For the most part, these websites are perfectly safe. However, if you haven’t used the website before you should exercise caution. Many places that claim to be owned and operated in Cambodia Kingdom might actually be based offshore and shipping in counterfeit products. Check who owns the domain, if the name sounds questionable and the location is hard to pinpoint then you may not be able to trust it.

How should I pay?

Safe online shopping is dependent on secure payment options. Always pay using a secure payment page. A secure page will have a digital certificate or a SSL secured icon – look for a padlock and green text or a green box (depending on your internet browser) in the URL bar. Internet retailers will generally let you pay with PayPal, BPAYor credit card. PayPal and BPAY both facilitate secure electronic transfers, but always check that the logo looks right. A phony logo may be an indicator of a dodgy website.

How do I protect myself?

Whenever you make a purchase, it’s a good idea to keep all the emails and documentation you might have from the sale. Take a screenshot of the confirmation page when you pay. It’s the same as keeping a receipt.

If you ordered something weeks ago but it never arrived or you won an auction only to have the seller disappear, you may have lost your money. If all else fails, at least report them to the government website SCAMwatch, so others won’t fall into the same trap.

Keep your security software up to date to protect you in case you accidentally come across an unsafe website.

We understand that you shop in many different ways. To talk about safe ways to transact, call us on +855 97 542 5306 or try our useful web chat.

 

Featured Products

Everyday Account

The ideal account for salary crediting and managing your daily banking needs anytime and anywhere.

Find out more

 0.05% pa
interest rate
($1 - $14,999)

 0.05% pa
interest rate
($30,000 and over)

Apply Online Call +855 97 542 5306

Budget Account

Manage your day to day spending and budget for regular expenses and bill payments.

Find out more

 0.05% pa
interest rate
($1 - $14,999)

 0.05% pa
interest rate
($30,000 and over)

Apply Online Call +855 97 542 5306

 

Budgeting advice

One of the most effective ways of getting your finances in order is to establish a budget. Not only will a budget help you track your spending habits and cover regular costs, it will let you identify ways to improve your finances.

Before you start planning a budget, it might help to ask yourself the following questions:

Where do I stand?

Before you can create a successful budget, you need to know where you stand. Use our Budget Planner Calculator to figure out your total income, and then factor in unavoidable deductions such as rent, mortgage or bills. Then you can begin to track where the rest of your money goes. An easy tactic is to start a transaction diary, recording your purchases on a day-to-day basis. This alone might help you identify unnecessary purchases.

What am I working towards?

There are countless reasons for establishing a budget. You might want to pay off your debts, save for something special or just get your finances in better shape. Set yourself a goal – it could be setting aside a certain amount per month for bills, or only spending up to a self-determined limit. Knowing clearly why you are budgeting will help you stick to it.

How do I go about it?

To keep a budget you need to establish consistent habits. Proactively manage your funds and spending. Set up a secondary account such as our Budget Account and credit part of your salary into it to create a pool of money. You can then use this money to cover regular expenses like loan repayments and bills. Only keep a certain amount in your everyday account, and commit the rest to a high-interest savings account such as our simple Online Saver Account. Once you remove that money from your everyday funds, you will find it easier to save.

We are here to help with budgeting advice. Talk to one of our consultants on +855 97 542 5306 about accounts and services we can provide to help you budget.

 

Featured Products

Everyday Account

The ideal account for salary crediting and managing your daily banking needs anytime and anywhere.

Find out more

 0.05% pa
interest rate
($1 - $14,999)

 0.05% pa
interest rate
($30,000 and over)

Apply Online Call +855 97 542 5306

Budget Account

Manage your day to day spending and budget for regular expenses and bill payments.

Find out more

 0.05% pa
interest rate
($1 - $14,999)

 0.05% pa
interest rate
($30,000 and over)

Apply Online Call +855 97 542 5306

Important Information
Interest Rates effective 9 April 2016. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
Deeming Interest Rates effective 9 April 2016. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.