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First Access Account

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Do you need an account that will help you budget?

The First Access Account is a straight forward first bank account that will help children and teenagers manage their money and learn to save.

 1.00% pa
interest rate

Apply Online Call +855 97 542 5306 Web Chat

The Details:

No account keeping or transaction fees, so children and teenagers get the most out of their money. Charges only apply for SMS Alerts and Enquiries, if they choose to opt in. No minimum balance needed, so your child can learn to save today.
Quarterly statements are a good opportunity to help your child manage a budget and learn to see how much they have saved. Access the account with Internet and Phone Banking to check the balance and transfer funds
Rest assured with the knowledge that for children under the age of 12, any ATM card must be in the name of the adult who is authorised to operate the account. Interest calculated daily and applied quarterly.
Available to everyone under the age of 18.  
  Rates & Fees
First Access Account (S18)
Interest Rates
All amounts  1.00% pa

For more details on transaction fees and tips on how to transact fee-free visit our Transaction Fees page or refer to Terms and Conditions Part B - Fees and Charges.

  Ready to Apply

If you are aged between 0 -17 years, you can become a customer by choosing one of the following options:

Phone Us

Call +855 97 542 5306 between 8:00am and 7:00pm Monday to Thursday and Friday 8:00am and 6:00pm.


Complete a First Access Account Application and return it to us.

Visit Us

Complete an application in person at our Hawthorn East or Moonee Ponds Service Centres.

Terms and Conditions


Use our calculators to make informed decisions about your money.

Budget Planner Calculator
Manage your money effectively and achieve your savings goals with a budget.


Important Information
Interest Rates effective 9 April 2016. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.